Claire Calmejane, Lloyds Bank: Digital zero to hero - mastering intrapreneurship

Opportunities to make the customer experience simpler, easier and more inclusive, cut costs and launch new ventures through technology became an obsession across any industry sector. At the same time, technology leaders want purpose in their careers as well as leaving a legacy to their employers. But this is not easy and action plans must be engineered carefully. Above all, executives must accept that success will be collective to the company rather than individually for them - this is the fundamental difference between intrapreneurs and entrepreneurs, says Claire Calmejane, director of innovation at Lloyds Banking Group.

Calmejane is a leading figure in financial technology, and one of the only women in the Wall Street Journal Fintech 40 Europe. Hired in 2012 by Lloyds Banking Group to shake-up the old ways of doing business, she enjoys working on projects that make a difference and benefit people. She set up Lloyds’ Innovation Labs and worked with HR to set-up the Digital Academy to support 75,000 colleagues to become digital leaders. She is a lecturer on fintech and digital transformation at MIT, Oxford, UCL and HEC.

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Having created and tested Blockchain technology based on Canadian values. using simple economic and business 101 principles. That the key is not how much money one has but what they do to establish a sustainable future for all; not just a privileged few. Money only has value if it is moving to produce something of value to the community. People only have value if they have a purpose in life to become more than they are and all they can be. Blockchain combines the both by not limiting want we have, but by helping to open the door to apply effort/As having potential value to help create a purpose in life. Doing everything the formally trained have been trained to be seen as a financial liability or have no value just growing waste. using innovation and collaboration.