TheiPod generation is being outsmarted by silver surfers when it comes to online security.
A study of 2,500 UK web users by life assistance firm CPP shows that young people are most at risk from online card fraud.
Although young people are widely percieved as being the most web-aware, the CPP research found that silver surfers are far more web savvy when it comes to protecting themselves online.
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Although 80% of Brits aged between 45 and 54 simply refuse make purchases online if there are no markings on a website to prove its security, only two-thirds (68%) of youngsters aged between 16 and 24 are as cautious, found the research.
The survey showed that one in every 10 Brits have become victims of online fraud in the UK.
A website where shoppers commonly found themselves a victim of card fraud was auction site eBay.
More than a third (37%) of people were not sure how they were defrauded, but a significant number experienced fraudulent payment from their PayPal account. eBay owns PayPal.