ING Direct has followed Alliance & Leicester in strengthening its online banking security with the launch of two-factor...
authentication for all its customers.
ING Direct is using RSA's new Adaptive Authentication tokenless technology, which leans heavily on the security software firm's recently acquired Passmark Security tool to add another layer of security to its website.
The technology works by using a customer's PC or handheld device as the second-factor hardware device. The system provides a positive identification based on device and network forensics, behavioural analysis and other parameters.
The system also scores transactions according to the perceived level of risk and automatically adds further security measures such as secret questions or an automated phone call if needed.
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