Or to paraphrase Edward Grey. “The pools are going cold all over Europe.” I was fortunate enough to grow up with a swimming pool. It was unheated. It means I can swim in glacial rivers, oceans and ice cold plunge pools. Most people prefer the warm bath sensation of modern heated pools. However, with the end of “credit bubble” (buying things you don’t won’t with money you don’t have) some people are being forced to turn the heating off – so if you want to tell who has still got dough, stick your toe in their water.