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The challenge of helping businesses get access to credit continues to stir political debate with the Chancellor George Osborne using his speech at the Conservative Party conference to outline more measures to help cash-strapped firms.
Although the meat is yet to be put on the bones, that will come in the Autumn Statement next month, the "credit easing" plan broadly involves boosting the supply of funds as well as the government buying bonds issued by businesses to help cut the cost of borrowing.
Large enterprises would be in a position to issue their own bonds but for SMEs the approach is likely to involve banks bundling up small business loans and then getting those picked up as bonds by the government.
At the same time as acknowledging there are ongoing problems for firms trying to get access to credit the Chancellor ruled out tax cuts or borrowing more money to try and encourage growth.