How pay-as-you-behave technology could transform car insurance

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Keeping an eye on your driver employees

Keeping an eye on your driver employees

The variety of information provided by the technology allows fleet managers and dispatchers to monitor individual employees' driving styles. Patterns of reckless or dangerous behaviour will be immediately flagged, allowing managers to address persistent offenders and offer training. The technology also allows businesses to see which employees are driving consistently well and reward them appropriately.

 

As of December 2012, gender-based car insurance calculations must be scrapped, following a recent European court ruling.

Technology is emerging which means that drivers, no matter what age or sex, could be charged a premium based on how well - or badly - they drive, putting them in control of how much they need to pay. This technology developed by telematics expert Trimble evaluates the way in which people drive by monitoring the manoeuvres made during a journey – so it will be able to detect harsh manoeuvres such as hard braking and swerving as well as speed.

 

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