Opinion
Opinion
E-commerce technology
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Cyber and remote working: How Covid moved the cursor
Remote working has enabled people to work from almost anywhere but has piled pressure on cyber pros. Three years after Covid, how are best practices evolving and what can we expect going forward? Continue Reading
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Insights from launching a developer-led bank
A software developer's approach to building a bank in the digital age. Continue Reading
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The most important law you’ve never heard of - the Electronic Trade Documents Act
The UK's Electronic Trade Documents Act has come into force, and it promises to make international trading easier, cheaper, faster and greener - but only if companies and government adopt its measures Continue Reading
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Ending the online fraud epidemic
A different approach to managing personal data across the web is possible - and it could minimise online fraud, boost e-commerce, and help make the web more secure. So why isn't the government doing it? Continue Reading
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The rise of fraud in pop culture is impacting consumers’ digital trust
Shows such as The Tinder Swindler and Inventing Anna were big money-earners for Netflix in 2022, but Onfido’s Mike Tuchen says their popularity risks damaging consumer trust Continue Reading
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Can crypto recover from the crash of 2022?
What does the crypto wipeout of 2022 mean for an increasingly turbulent economy and can crypto bounce back in the months and years ahead? Crucially, how will regulators react? Continue Reading
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How to build consumer trust with a privacy-by-design approach
Undertaken with the right mindset and technology, privacy by design delivers value to consumers and builds trust for the long term Continue Reading
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Reimagining ethical digital technology
With ever-increasing digitisation leading to greater dependence on a range of digital technologies, enterprises need to urgently look at how they can incorporate ethical and social considerations into the tech they develop Continue Reading
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Online Safety Bill: Collaborating to make the internet safer for all
The UK government's plan to regulate the internet and social media includes some positive and progressive measures – but by working with industry, a lot more could be achieved Continue Reading
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Keeping the UK in the global race to adopt digital identity
The UK government’s proposed digital ID trust framework is a step in the right direction, but more is needed to ensure the successful adoption of digital identity across the economy Continue Reading
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ICO cookie consent: How will the plan affect businesses?
A data privacy and compliance expert considers what the ICO’s proposals for an overhaul of cookie consent procedures could mean for businesses Continue Reading
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Why identity is the central problem for the future of the internet
As debate rages over who has the right to control user identities online, is the concept of decentralised identity about to have its day? Continue Reading
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Why Jack Ma might be too good a tech entrepreneur for China's leaders
Tech pioneer Jack Ma is facing new regulatory pressure from the Chinese authorities – is this some ideological spat, or simply that he's too good at what he does compared to the state-owned financial system? Continue Reading
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Coronavirus: What does the ‘new normal’ mean for how we work?
Examining the long-term impact of the Covid-19 coronavirus pandemic on the world of work, security, privacy and networks Continue Reading
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JavaScript skimmers: An evolving and dangerous threat
Cyber attacks exploiting Magecart JavaScript skimmers are spiking during the coronavirus pandemic, and like biological viruses, they just keep evolving Continue Reading
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Why the banking industry needs an IT makeover
UK banks face huge challenges keeping their service availability levels at 99.99% Continue Reading
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How can we tell if regulating Google and Facebook is the right thing to do?
There are different economic approaches to dealing with monopolies and market dominance, but the nature of Google and Facebook defies easy answers Continue Reading
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Why Facebook’s Libra digital currency could run rings round the regulators
Facebook’s cryptocurrency isn’t really a cryptocurrency, nor is it really a money transfer network, but it’s been formulated in such a way that regulators might not be able to do anything to stop it Continue Reading
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The dominance of big tech might not always be such a bad thing
Governments increasingly talk about regulating big tech to preserve competition, but an alternative view says that big tech only exists because there is already sufficient competition in the market Continue Reading
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What are the options for regulating internet companies?
The UK – and other countries – are likely to introduce new regulations for internet and tech companies like Facebook and Google. We consider what sort of rules they might introduce Continue Reading
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How to accelerate digital identity in the UK
Trusted online relationships are essential to the digital economy, but the UK is lagging behind. What needs to be done? Continue Reading
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Dynamic pricing online should not be regulated as anti-competitive
Competition authorities are examining online retailers' use of dynamic pricing to see if it's fair to consumers – but the principle of regulating such activity is economically wrong Continue Reading
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UK winners and losers in digital tech
The UK's retail and telecoms companies are among the best in the world at digital technology, but a survey of digital leaders shows there is still room for improvement for many UK firms Continue Reading
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While Brexit rages on, the UK needs to be looking at the global picture
Talks at the World Trade Organisation in October will shape the future of digital trade, and it is crucial the voice of UK tech is heard Continue Reading
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Capitalism too short-termist? The tech sector suggests otherwise
Many observers criticise businesses and stock markets for being too short-termist – but if that was the case, how did Amazon, Uber and their ilk ever come into existence? Continue Reading
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Smart cities face challenges and opportunities
IHS Markit analysts Noman Akhtar and Kevin Hasley assess the way forward for smart city technology projects around the world Continue Reading
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Hacking the internet of things just got easier – it’s time to look at your security
Are you taking security for internet-connected devices seriously enough? Continue Reading
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If we're measuring GDP wrong in a digital world, what does that say about the economy?
Conventional measures of economic success such as GDP fail to account for the nature of free digital services. How different would the UK economy appear if that changed? Continue Reading
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Taxing tech giants on revenue only ends up with us customers paying more
EU proposals to tax internet companies based on sales in each country fail to apply the tax burden on the right people Continue Reading
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Bitcoin is a bubble, but manias can have economic benefits
The UK's railway mania, the tulip bubble, the dot com boom and other collective economic madness – such as bitcoin – might lose people a lot of money, but they often lay down important foundations Continue Reading
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How AI is disrupting the role of call centres and call centre staff
Artificial intelligence could eliminate many white-collar jobs in coming decades. Its effects are already being felt in the call centre industry, but there is still no substitute for the human touch Continue Reading
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Was that it? Business as usual for fintechs after Brexit vote
Following the Brexit vote, Fintech Times editor Bird Lovegod describes how financial services IT startups are getting on with business as usual Continue Reading
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The problem of smart cities and connectivity in the UK
Only once leaders develop a framework for local economic and societal development can the “smart city” buzz can evolve into “intelligent communities” Continue Reading
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Disrupted everything: How Google will change our world
While Apple could be the first company to hit a $1tn valuation, Google could be first to hit a $2tn market cap. But how will it get there? Continue Reading