Opinion

Opinion

Financial applications

• From compliance to open banking to embedded finance – all thanks to APIs

  The road to embedded finance, banking and insurance with APIs is full of promise – and banks should take it for a journey to a better world of finance  Continue Reading

• Excel is the hammer for too many businesses’ nails

  Excel is a fine piece of software, but as Public Health England found out, its ubiquity and ease of use does not make it the ideal tool for every job that involves data  Continue Reading

• Making Tax Digital will boost business resilience in case of future Covid crises

  HMRC is expanding the digitisation of income and corporation tax in a move that will benefit businesses, the self-employed and the economy, writes the government's financial secretary to the Treasury  Continue Reading

• CCRC findings on subpostmaster prosecutions reveal incompetence of successive governments

  Former subpostmaster who took on the Post Office in a multimillion-pound legal battle speaks out.  Continue Reading

• What is the Post Office board doing to right the Horizon wrongs?

  Business lawyer Nick Gould compares the treatment of subpostmasters by the Post Office in the Horizon IT scandal with the huge HBOS fraud that saw £1bn stolen from small businesses  Continue Reading

• The Post Office computer problem that destroyed the lives of pillars of the community

  The Post Office’s refusal to believe subpostmasters were suffering losses due to computer system errors was incompetent and cruel  Continue Reading

• Audit services – the next frontier for tech giants?

  As data analytics, AI and automation technology advance, could we be about to see technology firms take on some of the responsibilities of the big financial audit firms?  Continue Reading

• The lesson of TSB – testing, 1, 2, 3

  An organisation’s IT system might look good on the surface, but you can’t fix a problem if you don’t know it’s there  Continue Reading

• Building a tech future between the UK and India

  A new tech partnership between the UK and India will benefit the digital economy in both countries, says secretary of state for digital, culture, media and sport Matt Hancock  Continue Reading

• Blockchain: Paving the way for broad adoption

  The foundations have been laid for organisations to begin standardising on the technology, talent and platforms that will drive future blockchain initiatives  Continue Reading

• How to make the most of your SAP licences

  There is no point in paying for something you never use – or worse, using the wrong licence. Doing the bare minimum for SAP licence management is not enough  Continue Reading

• Blockchain’s promise goes beyond fintech

  By reducing the cost of peer-to-peer data and resource transfer, blockchain can remove the need for third parties and middlemen across industries  Continue Reading

• The high price of not understanding how automation works with existing software licences

  Businesses must check their software licences before they introduce robotic process automation or they risk breaking the rules  Continue Reading

• Energy and healthcare primed for blockchain disruption

  Blockchain applications are upending traditional industries, with startup activity expected to ramp up in years to come  Continue Reading

• South Koreans and Australians keen to bid farewell to paper money

  The two countries are expected to lead the Asia-Pacific region in mobile payments by 2030  Continue Reading

• Emerging technologies: How can you cut through the noise?

  Technology leaders need to focus the raw potential of emerging technology into a set of priorities with measurable, tangible business impacts  Continue Reading

• Is regtech the new fintech?

  Machine learning, big data and cloud computing are helping governments and financial institutions transform regulatory practices  Continue Reading

• Finance firms are vulnerable to cyber attacks, so why do customers think they are secure?

  The public are overly confident in the ability of banks and financial institutions to protect their data, but that will change when mandatory reporting comes in next year under the General Data Protection Regulation  Continue Reading

• Was that it? Business as usual for fintechs after Brexit vote

  Following the Brexit vote, Fintech Times editor Bird Lovegod describes how financial services IT startups are getting on with business as usual  Continue Reading

• Blockchain and the CIO: a new model for IT

  The most important emerging technology for the enterprise – and therefore the CIO – is not big data, the social web, artificial intelligence, robotics or the cloud – it’s blockchain  Continue Reading

• Driving digital productivity in the UK

  There is a need for British businesses to improve their adoption of digital technologies  Continue Reading

• When DevOps isn't enough, try NoOps

  Letting developers loose to create, test and deploy new code without operations might streamline processes, but it's not without its risks  Continue Reading

• Investment banks recruit for rise of big data analytics

  Investment banks have been slower to embrace big data analytics than many consumer retailers, technology businesses, even retail banking  Continue Reading

• Time for DevOps to get out of the weeds

  Software and service providers face a battle to deliver new products, features and capabilities faster than ever  Continue Reading

• The IT supplier empathy gap

  How well do IT suppliers really understand your needs?  Continue Reading

• Buyer beware: second-hand user licences mired in uncertainty

  Despite a recent European Court of Justice ruling on the sale of used software, second user licensing remains a contentious subject  Continue Reading

• Not in Kansas any more

  PA Consulting's Alastair McAulay looks at the commercial potential of smart watches, Google Glass and the latest smartphones  Continue Reading

• Cloud supplier lock-in – our experience

  Always ask before entering into any agreement, “How do I get my data out in the future if I need or want to?"  Continue Reading

• User acceptance testing needs real training, not just a short course

  In spite of its importance, user acceptance testing (UAT) is often chaotic, problematic and ineffective  Continue Reading